Nationwide SmartMiles is a car insurance option designed for individuals who drive fewer miles. This insurance model operates differently from traditional policies by dividing the total premium into two parts: a fixed base amount and a variable amount that fluctuates based on driving activity. The base premium remains constant each month, while the variable portion adjusts according to the distance driven, as recorded by a tracking system. Participants in SmartMiles can choose between two methods for tracking their driving: using a small device provided by Nationwide or relying on their vehicle’s built-in connectivity system. The device is installed in the car’s onboard diagnostics port and measures driving data, such as miles driven and driving behavior. Alternatively, drivers with certain Ford or Lincoln models from 2018 or newer can use their vehicle’s internal system to relay driving information directly to Nationwide. Eligibility for SmartMiles generally includes vehicles manufactured since 1996, but there are exceptions. Some vehicles, such as certain hybrids and diesel models, may not be compatible with the tracking device used in the program. This incompatibility may affect the ability to participate fully in SmartMiles. Managing a SmartMiles policy involves accessing an online platform where users can review their driving data and track their insurance details. This platform provides insights into how the variable portion of the premium is calculated based on the driving data collected. The connection between driving behavior and insurance costs is more direct with SmartMiles, as opposed to conventional insurance policies that rely on a fixed rate regardless of driving patterns. To maintain the policy and ensure accurate billing, users must regularly engage with the digital tools provided. This engagement includes monitoring the data transmitted by the tracking device or vehicle system and addressing any discrepancies or issues that may arise. The approach used by SmartMiles connects the cost of insurance more closely with the user’s actual driving habits rather than a standard, non-variable premium.
Nationwide Smartmiles CANCEL GUIDES
Get together the following account information:
First Name
Last Name
Phone Number
Email Address
Username
Password
Billing Address
City
State/Province/Region
ZIP/Postal Code
Country
Reason for Cancellation
Last 4 Digits of Card
Date of Last Charge
Amount of Last Charge
Phone (Live Agent)
Follow these steps:
Contact customer service at 1-855-241-9720
Let the rep know that you’re calling to cancel
Request proof of your transaction in the form of an email or confirmation number
Make sure that you won’t be charged again by asking the rep
As usual, just in case, keep the proof that you’ve cancelled handy.
Web Form
Follow these steps:
Using your device, go to this website: https://www.nationwide.com/personal/contact/online-form
Put your information into the page where it’s requested of you
